The Closing Process: A Step-by-Step Guide

After months, and sometimes years, of searching for the perfect home, reaching the closing table can feel like a relief. And while getting here does put you one step closer to owning your dream home, there is still a considerable amount of work to be done before the deal is sealed.    Like all things… Continue reading The Closing Process: A Step-by-Step Guide

What to Expect During a Home Inspection

Remember that line in Clueless? “She’s a full-on Monet […] It’s like a painting, see. From far away it’s okay, but up close it’s a big ol’ mess.”   Houses can be like that too, and a home inspection is your last chance as the buyer to find out what you’re really signing up for… Continue reading What to Expect During a Home Inspection

What Does Standard Homeowners Insurance Cover?

As a first-time homebuyer, the list of additional fees and transactional expenses at the closing table can be surprising. Homeowners insurance is perhaps the most important (and expensive) additional payment you’ll encounter at closing.    NerdWallet reports that home insurance costs an average of $1,631 per year. This may seem like a hefty sum, but… Continue reading What Does Standard Homeowners Insurance Cover?

Tips For Making a Competitive Offer in a Sellers Market

Throughout Illinois (and nationally) home sales and their prices continue to rise and home inventory remains low. This is what’s known as a seller’s market and the competition for homes is steep.    As a homebuyer, it can feel impossible to stand out against strong bids and all-cash offers. Here’s how to make a competitive… Continue reading Tips For Making a Competitive Offer in a Sellers Market

First-Time Homebuyers Checklist: 3 Steps to Determine Wants vs. Needs

Holiday bonuses tucked away, skipped nights out, vacations put on hold, preparing to buy your first house involves sacrifice and commitment. It’s not a decision to be entered into lightly. And while buying your first home is an exciting proposition, it can also be intimidating, time-consuming, and overwhelming.    Finding the right home starts by… Continue reading First-Time Homebuyers Checklist: 3 Steps to Determine Wants vs. Needs

Resources for First-Time Home Buyers in Illinois

There’s good news for first-time homebuyers in Illinois. National, state, and county-specific programs are available to help make your homeownership dreams a reality.    The Zimmerman Group’s agents have compiled a list of resources for first-time homebuyers in Illinois. It’s the perfect starting point on your journey to find financing solutions that align with your… Continue reading Resources for First-Time Home Buyers in Illinois

How to Set a Home Buying Budget

Chances are, you’ve been dreaming about and saving for your first home for quite some time. It makes sense, after all, for many American’s buying a home is the single largest purchase they’ll make in their lifetime. And while it’s one thing to know what you want in a house, it’s another thing to know… Continue reading How to Set a Home Buying Budget

How to Pick the Perfect REALTOR®

With online home-finding tools at your fingertips, it can be tempting to go it alone when you’re buying and selling your home. While it might seem easy enough to DIY your home search, working with a licensed REALTOR® has distinct advantages.    Real estate agents adhere to a strict code of ethics and make it… Continue reading How to Pick the Perfect REALTOR®

How to Choose the Perfect Location to Buy Your Home

It’s been said that location is everything when it comes to buying a home. It makes sense. After all, you can update a dingy kitchen but you can’t change your home’s proximity to mass transit, beautiful parks, or your family.    Choosing the perfect location to buy your home may be harder than you think.… Continue reading How to Choose the Perfect Location to Buy Your Home

How to Pick Mortgage Lender

What makes one mortgage lender different from another? Sometimes, it can be hard to figure out. From different lender types to varying mortgage rates, the process of picking a lender can be confusing and overwhelming, especially for first-time homebuyers   While there are many types of lenders from conventional banks, to credit unions, to mortgage… Continue reading How to Pick Mortgage Lender