If you’ve done your homework and you’re working with a responsible lender and real estate agent, you know that the cost of buying a home includes more than just the home’s list price. The closing process has its own set of fees you need to account for when you’re setting your home buying budget. … Continue reading What Exactly Is Included in Closing Costs?
Understanding the home buying process can feel a bit like learning a different language. From debt-to-income ratios, to inspection contingencies, to escrow, each step of the process has its own vocabulary to learn. Once you get to the closing table you’ll start to hear a lot of talk about escrow. But what exactly does… Continue reading What Does Escrow Mean When it Comes to Buying a Home?
Throughout Illinois (and nationally) home sales and their prices continue to rise and home inventory remains low. This is what’s known as a seller’s market and the competition for homes is steep. As a homebuyer, it can feel impossible to stand out against strong bids and all-cash offers. Here’s how to make a competitive… Continue reading Tips For Making a Competitive Offer in a Sellers Market
There’s good news for first-time homebuyers in Illinois. National, state, and county-specific programs are available to help make your homeownership dreams a reality. The Zimmerman Group’s agents have compiled a list of resources for first-time homebuyers in Illinois. It’s the perfect starting point on your journey to find financing solutions that align with your… Continue reading Resources for First-Time Home Buyers in Illinois
Chances are, you’ve been dreaming about and saving for your first home for quite some time. It makes sense, after all, for many American’s buying a home is the single largest purchase they’ll make in their lifetime. And while it’s one thing to know what you want in a house, it’s another thing to know… Continue reading How to Set a Home Buying Budget
With online home-finding tools at your fingertips, it can be tempting to go it alone when you’re buying and selling your home. While it might seem easy enough to DIY your home search, working with a licensed REALTOR® has distinct advantages. Real estate agents adhere to a strict code of ethics and make it… Continue reading How to Pick the Perfect REALTOR®
It’s been said that location is everything when it comes to buying a home. It makes sense. After all, you can update a dingy kitchen but you can’t change your home’s proximity to mass transit, beautiful parks, or your family. Choosing the perfect location to buy your home may be harder than you think.… Continue reading How to Choose the Perfect Location to Buy Your Home
What makes one mortgage lender different from another? Sometimes, it can be hard to figure out. From different lender types to varying mortgage rates, the process of picking a lender can be confusing and overwhelming, especially for first-time homebuyers While there are many types of lenders from conventional banks, to credit unions, to mortgage… Continue reading How to Pick Mortgage Lender