Sure you have homeowner’s insurance, but do you have enough? Inflation, rising construction costs, and home improvements may leave you underinsured. Standard Homeowners Insurance: The Basics Standard homeowners insurance includes four essential types of coverage. 1. The Structure of Your Home (Dwelling Coverage) 2. Your Personal Belongings 3. Liability Protection… Continue reading Is Your Home Underinsured?
The true cost of buying a home involves more than just the home’s list price. There are a variety of hidden costs of buying a home that home buyers need to budget for. Here are five hidden costs of home buying that every home buyer should know about. 1. Property Taxes Property tax… Continue reading Hidden Costs of Buying a Home
As a first-time homebuyer, the list of additional fees and transactional expenses at the closing table can be surprising. Homeowners insurance is perhaps the most important (and expensive) additional payment you’ll encounter at closing. NerdWallet reports that home insurance costs an average of $1,631 per year. This may seem like a hefty sum, but… Continue reading What Does Standard Homeowners Insurance Cover?
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