Debt. This little word often gets a bad rep. But what if I told you not all debt is bad? In fact, good debt can benefit your financial future. What Is Debt? Debt, as we’ll be referring to it, is simply money owed by one party to another party. What is Good… Continue reading How Can Good Debt Help Your Financial Future?
Refinancing seems to be on everyone’s mind. In 2020, eight million mortgage refinances took place, according to Freddie Mac. Check out what our experienced agents have to say about identifying when it’s the right time to refinance your home loan and when you should think twice. The Right Time to Refinance Your Home… Continue reading When to Refinance Your Home Loan and When to Think Twice
For most American’s, getting a mortgage is an essential step in the home buying process. Potential homebuyers must provide their credit score, reveal their outstanding debt, and verify their income in order to qualify. For the approximately 16 million self-employed Americans, this last step gets a bit complicated. Lenders are primarily concerned with two… Continue reading Self-Employed? Here’s How to Get a Mortgage
Chances are, you’ve been dreaming about and saving for your first home for quite some time. It makes sense, after all, for many American’s buying a home is the single largest purchase they’ll make in their lifetime. And while it’s one thing to know what you want in a house, it’s another thing to know… Continue reading How to Set a Home Buying Budget
What makes one mortgage lender different from another? Sometimes, it can be hard to figure out. From different lender types to varying mortgage rates, the process of picking a lender can be confusing and overwhelming, especially for first-time homebuyers While there are many types of lenders from conventional banks, to credit unions, to mortgage… Continue reading How to Pick Mortgage Lender